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A fraudster can generate a convincing profile, buy a working phone number, script a browser and route traffic through a different country. Each fragment appears to be a plausible component of a legitimate account on its own. However, making every fragment contribute to a coherent identity is the harder part. Real contact details need history. …

The fraud prevention industry is trapped in a signal-count arms race. One vendor says it has a thousand signals. Another says 10,000 data points. The implied message is simple: the biggest number must produce the best decision. It does not. A signal count tells you almost nothing until you know what the vendor is including …

The Australian Transaction Reports and Analysis Centre (AUSTRAC) runs a risk-based Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regime, which puts the burden on each reporting entity to decide what its own risks are. That is why compliance officers at Australian iGaming and fintech firms keep hitting the same wall: they want a list of transactions …

Players weren’t the only ones making bets during the 2026 World Cup. Betting and gaming operators and platforms across the globe eased registration controls to compete for customers, and many expected fraud to follow the loyalty and bonus offers, but the data show that a different, more unexpected trend played out.  While registration dashboards reported …

Every eCommerce merchant closely tracks its chargeback ratio, and for good reason. Card networks set the thresholds; acquirers enforce them and breach programs, like Visa’s Dispute Monitoring Program, bring fines, monitoring and mandatory remediation plans. The signals are clear, the consequences tangible and the reporting precise enough to act on. But that precision comes with …

Generous return policies have earned their place as a reliable growth lever. They reduce purchase hesitation, lift conversion rates and build loyalty that compounds over a customer’s lifetime. Whether the sale happens at a store counter, on a website or through a third-party marketplace, finance teams understand those outcomes well enough to model them directly …

Waiting for a payout alert to investigate mule account fraud means intervening one stage too late. By that point, the account had passed KYC, built a transaction history and, in many cases, changed its registered identity after onboarding, each of which produced signals that went unread. Every mule account follows the same lifecycle: registration, identity …

Most fake candidates do not look fake. They arrive with valid-looking email addresses, phone numbers that pass format checks and employment histories that read as plausible. The problem is not that they look suspicious but that they look exactly like everyone else, which is precisely how they are designed. Fake candidate fraud occurs when individuals …

Most HR tech teams do not begin their fraud-prevention evaluation with a vendor shortlist. They start with a question their existing stack cannot answer: why are fake candidates getting through, and what would actually stop them? That starting point matters because it shapes what you need to evaluate. A fraud prevention buyer at a bank …

Hiring fraud used to be the employer’s problem. That assumption no longer holds. As applicant tracking system (ATS) platforms process millions of candidate profiles on behalf of thousands of employers, fraudsters have shifted focus, and the platforms that run these workflows have become the primary attack surface. Applicant tracking system fraud occurs when malicious actors …

A fraud leader at a Buy Now, Pay Later (BNPL) company spent two years building a program around a well-understood risk profile: synthetic identities at onboarding and installment abuse downstream. The team settled and the metrics looked clean.  Then the product team shipped a spending wallet and cross-border payouts. The fraud stack and the coverage …

Most digital commerce brands watch their chargeback rates closely, and they must — card networks set thresholds, processors enforce consequences and the dispute management process consumes real operational time. For example, under Visa’s updated Acquirer Monitoring Program (VAMP), merchants exceeding a 0.9% dispute ratio face fines, mandatory remediation plans and, in unresolved cases, the risk …

Most digital commerce brands watch their chargeback rates closely, and they must — card networks set thresholds, processors enforce consequences and the dispute management process consumes real operational time. For example, under Visa’s updated Acquirer Monitoring Program (VAMP), merchants exceeding a 0.9% dispute ratio face fines, mandatory remediation plans and, in unresolved cases, the risk …

The regulatory pressure reshaping North American sweepstakes didn’t arrive as a single event — it accumulated over time. California’s Assembly Bill 831, signed by Governor Gavin Newsom last October and effective in January of this year, removed the state, which represents 17% of U.S. sweepstakes casino revenue, from the addressable market in one stroke. Attorney …

Shopify’s fraud analysis does its job for merchants in the early stages of growth — a domestic customer base, moderate order volume and no dedicated fraud team in place. For these outfits, a system that flags orders as low, medium or high risk provides meaningful cover. The tooling deploys quickly, requires no additional infrastructure and …

Betting and gaming is the fastest-growing sector by nearly every commercial measure. Yet, according to SEON’s research, 57% of operators report that fraud losses are growing faster than revenue. The industry is winning and losing at the same time, and most operators are responding to the losses the same way they chase growth: by doing …

Every time a corporate client opens a new account, compliance teams have had to re-verify who owns the company. Same business, same shareholders, same structure as last quarter — verified again anyway. For institutions processing millions of account openings a year, that adds up to an enormous amount of duplicated work with limited AML value. …

TLDR:  Transaction-level rules are highly effective at stopping known fraud patterns, but they have a structural blind spot: they cannot catch novel, emergent coordination where every account looks legitimate by itself. Network Detection finds coordinated accounts proactively by continuously analyzing transaction data for shared signals, assigning strength categories, and surfacing suspicious groups automatically. This is …

100 new users register in an hour. Same device. Different names. Each one claims a $10 welcome bonus and withdraws immediately. Your onboarding flow passed them all. Similar scenarios play out regularly across crypto on-ramps, digital banks and lending apps. The fraud scheme is simple. The problem is that most onboarding checks are built to …

Operators spend millions on engineering incentives to attract players, then act surprised when those same offers bring in fraud. Account takeovers (ATO), bonus abuse and loyalty fraud, the top three categories in the industry, account for 68% of betting and gaming losses according to SEON’s 2026 Fraud & AML Leaders Survey. The common thread between …