DETROIT – What started as a seemingly routine home repair quickly unraveled into something far more troubling for one Detroit family.
A man appeared to be posing as a contractor — arriving in construction gear and accompanied by two teens — showed up April 7 at a west side Detroit home, offering to do brick work for about $300. But according to the homeowner’s daughter, the situation started to seem fishy — and expensive — fast.
Tameka Kelly said the trio told her 76-year-old mother they were with “State Line Construction” and began working almost immediately.
“I just felt used and taken advantage of,” Kelly said, looking back at the situation.
“They kept working — kept putting cement down, I said, ‘you might want to tell them to stop.’ He said, ‘well right now it’s $1129.’ I said, ‘my mother‘s not paying you $1000,’” Kelly said.
At one point, the man even offered to repair the…
This remains the most prevalent form of financial crime globally. It targets the direct access points to your money: your cards and your bank accounts.
- Skimming: Criminals use small devices called “skimmers” placed over ATM or point-of-sale card slots to capture the data from your card’s magnetic strip.
- Card-Not-Present (CNP) Fraud: This occurs during online shopping where a physical card isn’t required. Thieves use stolen card numbers, expiry dates, and CVV codes to make unauthorized purchases.
- Account Takeover (ATO): A hacker gains access to your online banking credentials (often through malware or phishing) and changes the contact details or passwords, locking you out while they drain your funds.
