Email Fraud Alert received from: Colleen
I recently received an email with this subject line: We Offer All Types Of Loans At 5% Interest Rate and I am concerned that it could be an attempt at defrauding me. Let me know in the comments section what you think, please.
The full contents of the suspected fraudulent (phishing / scamming) e-mail appear below:
Attention,
Citi Loan is proud to introduce our 5% loan service, Be the first to partake of our initial 5% loan promotion.
See attached details on our loan offer.
We await your reply
Lidia Oscar
Marketing Supervisor
The ATTACHED PDF said:
Welcome To Citi Loans Services
Citi loans service is affiliated to Citi Group, We specializes in unsecured short-term/long
term finance for individuals and businesses. As registered credit providers, all our business
is carried out within the rules set out in the National Credit Act 34 of 2005. From the start
we realized that our clients are the heart of our business. Since inception, our main focus
has been to put our clients first ensuring that our clients get the credit that they deserve. In
an ever expanding market we have differentiated ourselves by building our business on a
foundation of trust, honesty and integrity. Our ethos has ensured that our loyal customer
base has and continues to grow month on month.
Our business is a balance between highly skilled employees and dynamic systems and
processes. This combined with our dedication to customer service ensures that once
approved, our loans are paid out the very same day.
Our Services
Cit Loans Services offers variety of loans at 5.00% including: Short-Term Personal
Loans/long Term Personal loan, Home loans, Debt Consolidation loans, Car loans, business
loans and company loans . We assist contractors/farmers to acquire their own machineries
and also finance the purchase of houses with low interest rate .
Responsible Lending
Citi Loans Services is a registered member of the NCR and complies with all the legislative
requirements in terms of the National Credit Act. It is therefore not surprising that from the
start to finish our communication and processes are comprehensive and transparent. This in
turn enables us to fulfil our clients’ financial expectations timeously and responsibly.
Responsible lending is not just a principle but is entrenched in our operational processes:
*Documentation and Agreements are easy to understand.
*The Quotations we issue are valid for 2working days.
*Full disclosure is provided in respect of the principle debt, fees levied and interest rates
charged.
*Credit Bureau enquiries are performed with the consent of our clients.
*We provide feedback on all applications.
*Affordability calculations are performed to ensure that we don’t over indebt our clients.
Our customer centric methodology and individualized approach supports our Government’s
objective to combat over- indebtedness and reckless lending whilst ensuring that all our clientsreceive the excellent service that they have become accustomed to when applying for a loan
with Citi Loans Services.
Our Mission
Our mission is to provide easy effortless loans and finance to anyone in need of financial
assistance. It is part of our goal to make sure that we provide a loan solution that fits the
financial profile of each potential unsecured loan applicant.
Benefits of choosing Citi Loans
1. Get the cash in your account within 24 – 48 hours
2. Get loans from R10, 000.00 to R10, 000,000.00
3. Loan duration from 6 months to 20years
4. Fixed interest rate to help your budget!
Citi Loans Services Repayment Schedule At 5% Interest Rate
L o a n
A m o u n t
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Cash in your account within 24 hours.
When your loan application form together with the required documents has been
submitted, the process will take about 24 hours to complete. Once we have approved your
application the money will be sent to your account immediately. Our client’s needs are of
the utmost importance and we therefore strive to complete every application as quick and
effortlessly as possible.
How To Apply
Kindly forward the following details your ID Number, Full Names, Occupation, Monthly
Income, Type of loan and Contact details, telephone number and email address via email to
: apply.citiloansa@fastservice.com . For more information about our offer Contact (Mrs)
Angela Stabber, Online Loan Applications Consultant at: +27610098682. Foreigners
/Commission earners are also welcome.
Regards,
Advertising Team ,
Citi Loans Services .
The above email was sent by “Citi Loans Pty” from this email address: noreply@mail.co.za
I, Colleen, have the following thoughts/comments on this suspected fraudulent email message from “Citi Loans Pty”:
ooooh very clever Citi Loans (Citi Bank)