Wake County deputies charge woman in mail theft and fraud scheme – WRAL

Wake County deputies charged a woman on Monday, who they say was involved in a mail theft and fraud scheme.

According to the Wake County Sheriff’s Office, Rayna Gibson, 25, of Kinston, was charged with two counts of forgery of an instrument, two counts of uttering a forged instrument and two counts of obtaining property by false pretense.

Deputies responded to two separate incidents in February related to reports of larceny from mailboxes in Wake County.

Both times, the victims reported the checks they placed in the mail were altered and had a different name and larger amount on the check, deputies said.

According to the Wake County Sheriff’s Office, the updated name on each check was the same.

Gibson was also charged in February for the same charges by Garner and Clayton police, warrants said.

She is being held in the Durham County Detention Center under…

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Investment fraud targets the human desire for financial growth by promising high returns with “low to no risk.”

• Ponzi Schemes: Named after Charles Ponzi, these schemes pay “returns” to earlier investors using the capital brought in by newer investors. There is no actual underlying business; the system collapses when new recruitment slows down.
• Pyramid Schemes: Similar to Ponzi schemes, but participants are usually required to sell a product or service. The primary “profit” comes from the recruitment fees of new members rather than actual product sales.
• Pump and Dump: Fraudsters spread false, positive rumors about a cheap stock (the “pump”) to drive up the price. Once the price peaks, they sell their shares (the “dump”), leaving other investors with worthless stock.