CHEYENNE – After a whirlwind shopping season and the high profile security breach at Target stores, it’s more important than ever to prevent credit and debit card fraud, and know what to do if it happens to you.
NewsChannel 5 spoke with Mindy Peep at Warren Federal Credit union about what to do if you notice suspicious charges on your bank or credit card statement.
“Let your financial institution know immediately, the sooner you tell us the sooner we can get to work on the issue. A lot of banks have specialists that can look into your account put alerts on your account right away,” Peep said.
You can also check the Federal Trade Commission’s website at FTC.gov to check for any well-known scams going on across the country.
An important, and often missed step is to alert a credit reporting agency such as TransUnion, Equifax, or Experian. You should let them know your account was compromised and they can set up alerts that will prevent your credit score from being affected.
Peep says the bank has seen some customers be affected by the Target breach, but that the number is small, and Warren has been handling the issue.