OGDEN — Imagine getting billed month after month for a phone you never wanted and that you thought you had already sent back to the carrier. That’s the situation Terry Caselli faces.
It started with a call last July. The caller claimed to be from Xfinity and offered Terry a lower bill and a free iPhone.
“I said, ‘Well, I don’t need a phone,’” Caselli recalled.
He declined the offer. But days later, the iPhone showed up anyway. Then, within minutes of delivery came another call from the same caller.
“They said that they mailed that to me by mistake,” Caselli said.
The caller begged him to rush the phone back. So, he printed the prepaid return label and shipped it off.
Within weeks, new charges hit his cell phone bill. He immediately called Xfinity.
“So, what’s this for?” he asked the customer service agent.
“Well, that’s for the iPhone,” the agent responded.
“I said, ‘I don’t have an…
THE TD BANK INSIDER “BRIBE-FOR-DATA” SCHEME (USA)
Date: February 17, 2026 Perpetrator: Edward Low (Former Bank Employee)
Case Description: In a high-profile case of “Insider Threat,” Edward Low, a former employee of TD Bank in New York, pleaded guilty in a New Jersey federal court to accepting bribes in exchange for confidential customer data. Between 2021 and 2022, Low leveraged his internal access to harvest the personal details of high-balance account holders. He then sold this “hot data” to external fraud syndicates for as little as $26,700 in personal kickbacks.
The external fraudsters used the information Low provided to conduct “Account Takeovers” (ATO), creating fraudulent checks and falsifying bank records to drain over $500,000 from unsuspecting customers. Low even went as far as helping co-conspirators open shell company accounts at a second financial institution where he was later employed. He now faces a maximum penalty of 30 years in prison. This case has sent shockwaves through the global banking sector, highlighting that even the most robust external firewalls cannot protect against a “rogue insider” with administrative credentials.
Link to Original: US Dept of Justice – TD Bank Insider Plea