The internet and technology have significantly expanded access to learning and social connection, but that same openness extends to those who act in bad faith. As technology becomes more powerful and more accessible, the digital environment grows increasingly difficult to navigate safely. This challenge falls hardest on vulnerable groups, such as children and older adults, as many bad-faith actors target or exploit their naivety.
In March 2026, President Trump signed the executive order, “Combating Cybercrime, Fraud, and Predatory Schemes Against American Citizens,” into effect in hopes of reducing looming threats from hackers or exploiters.
Key Takeaways
Signed on March 6, the executive order focuses on protecting American citizens from cybercrime, fraud, and predatory schemes.
The initiative emphasizes the importance of international cooperation, ongoing training, and…
Investment fraud targets the human desire for financial growth by promising high returns with “low to no risk.”
- Ponzi Schemes: Named after Charles Ponzi, these schemes pay “returns” to earlier investors using the capital brought in by newer investors. There is no actual underlying business; the system collapses when new recruitment slows down.
- Pyramid Schemes: Similar to Ponzi schemes, but participants are usually required to sell a product or service. The primary “profit” comes from the recruitment fees of new members rather than actual product sales.
- Pump and Dump: Fraudsters spread false, positive rumors about a cheap stock (the “pump”) to drive up the price. Once the price peaks, they sell their shares (the “dump”), leaving other investors with worthless stock.