At the heart of the case is what the complaint calls “predetermined fraudulent protocols.” GEICO alleges that nearly every patient – whatever their age, condition, or how bad their accident was – got the same package of gear: lumbar (lower-back) braces, cervical (neck) collars, and in some cases cervical traction units, cold therapy units, continuous passive motion machines, and deep vein thrombosis prevention devices. Most of these patients, the filing says, were in minor “fender-bender” crashes and either skipped the hospital or were seen briefly and sent home with a sprain or strain.
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