The Food and Drug Administration is advising consumers not to purchase or use certain chocolates promoted and sold for sexual enhancement on various websites and possibly in some retail stores. FDA laboratory testing confirmed these products contain hidden drug ingredients not listed on the product label. FDA urges consumers taking these products to talk to with their health care professional if they have any concerns.
Insurance fraud involves making false or exaggerated claims to an insurance provider.
- Hard Fraud: Someone deliberately causes a loss (e.g., setting fire to a warehouse or staging a car accident) specifically to collect a payout.
- Soft Fraud: More common and often viewed as “victimless” by the perpetrator. It involves exaggerating a legitimate claim, such as overstating the value of stolen items in a home burglary to cover the deductible.