Email Fraud Alert received from: Serbey
I recently received an email with this subject line: Get All Types Of Loans For 3% Interest Rate and I am concerned that it could be an attempt at defrauding me. Let me know in the comments section what you think, please.
The full contents of the suspected fraudulent (phishing / scamming) e-mail appear below:
Dear Valued Customer,
Kindly view attached document to Consolidate your debts with Instant Loans for your peace of mind at a
fixed interest rate of 3%, personal and business loans are also
welcome.
Looking Forward to doig business with you.
Yours in Services,
Beverly Klass (Mrs.),
Instant Loans Services.
You never know when you may need a little extra finance. Life is unpredictable that way. Be it the cost of
education, a coat of new paint, a wedding or even a funeral. Sometimes the financial burden just seems
endless. It is for this reason that we at Instant Loans go out of our way to assist our clients and lighten the
load as best as we can.
For your convenience, we offer personal loans, business loans,car finance ,debt consolidation loan and home
loans at affordable rates of 3.00% interest rate . We know the urgency of your application and pride
ourselves on our same day response turnaround time. The best part is, once paid out, the money is yours to
spend as and when you need it.
Who may apply for such a loan?
Instant Loans range from between R10,000 to R500,000 (PERSONAL) R50,000 to R2,000,000 (HOME),
R100,000 to R10,000,000 (BUSINESS) and individuals between the ages of 21 and 65, who is permanently
employed, and earning at least R2000 per month can apply.
Loan period and interest rates
The repayment on your loan will vary from between 12 to 120 months and the interest will be charged
accordingly. Instant Loans personal loans are unsecured loans which also mean that no collateral or
securities from the individual is required, This ought to motivate a higher interest rates charged but we are
offering this loan at just 3%FIXED INTEREST.
Other fees
Other fees, including initiation and service fees might be applicable and individuals need to be aware of this.
Individuals may be subject to undertake a small insurance policy which will cover your loan amount in the
case of dread disease, permanent disability or death.
Instant Loans have friendly and knowledgeable customer agents that will be able to assist with any queries,
and whether or not the requested personal loan and repayments will suit your budget. Instant Loans
personal loans are ideal to obtain if you require funds relatively quickly. It can therefore not be stressed
enough to keep your current debt payments up to date to ensure trouble free and easy access to Instant
Loans.
How do I go about applying for such a loan?
Individuals or Businesses interested in applying for Instant Loans or who simply require more information,
simply SEND AN EMAIL with ID Number, Full Name, Requested Loan Amount, Monthly Income and Contact
details to instantloans@safrica.com.
REASONS TO CHOOSE INSTANT LOANS:
* Pre-qualification in seconds
* A paperless process with no queues
* Instant cash loan of up to R100 000
* Cash deposited within 24hrs
What we Do
1. We source the best loan specifically for your needs.
2. We compare loan offers from a number of credit providers to bring you the best loan for your credit rating
and earnings level.
3. There is no additional cost to you by going through us – our service is 100% free.
4. We find the loan for you at the best interest rate and the one that will get you the cash quickest.
5. We do all the paperwork for you, so you can sit back and relax.
6. We chase the credit provider all day, every day, to get your loan to you. We’re your personal loan
assistant.
7. We process your application within 24 hours.
8. All information processed is kept private and confidential and is transmitted securely and safely.MONTHLY REPAYMENT FOR CERTAIN LOAN AMOUNT & LOAN DURATION
THE CONDITIONS OF GETTING INSTANT LOANS:
* You must be 21years old and older
* You must have a South African ID
* You must earn a minimum of R3000 a month with a proof (Payslip or Bank Statement)
* You must have a good credit record (Except for Debt Consolidation Loans)
* You must hold a bank account
Trust Instant Loans to offer you the best credit solutions based on what you can afford, and best of all, cater
to your wants and needs. If you’re looking for extra cash, for whatever you need, trust Instant Loans to make
it possible.
TO APPLY, simply SEND AN EMAIL with ID Number, Full Name, Indicate the Loan Amount& Loan Duration,
Monthly Income and Contact details to: instantloans@safrica.com
, Alternatively, please contact us directly on +27613397142 for assistance.
BEVERLY KLAAS
LOAN APPLICATION SUPERVISOR.
PHYSICAL ADDRESS:
Physical Offices, 158 Loveday Street Braamfontein 2000 Johannesburg, Gauteng South Africa
Email: instantloans@safrica.com, Contact Number: +27613397142
The above email was sent by “Instant Loans” from this email address: khladovcak@charter.net
I, Serbey, have the following thoughts/comments on this suspected fraudulent email message from “Instant Loans”:
Dear Beverly – I have never been, am not now and do not intend to ever become a customer of yours. Maybe you should change your salutation to; “Dear Sucker”